Savings solutions for your employees

Saving for the future can help your employees afford the kind of lifestyle they want during retirement. It can also help them afford more of the big (and small) things they enjoy in life. That’s why Standard Life can offer your employees a range of saving products beyond their pension.

Our range of savings solutions

ISAs

Through an Individual Savings Account, or ‘ISA,’ your employees can currently save up to £20,000 per year in a tax-efficient way. Whether they’re comfortable picking their own investments, or completely new to investing, Standard Life Savings Limited* offers a range of Stocks & Shares ISAs that could help them save more.

More about our ISA options

 

*Standard Life Savings Limited is a trading name of Standard Life Aberdeen Group.

For those who have used up their yearly ISA allowance, a Personal Portfolio from Standard Life Savings Limited enables your employees to invest extra money in stocks and shares, giving their money the potential to grow.

More about Personal Portfolio

Personal Portfolio

Investment bonds

Looking for International Bonds from Standard Life International dac and the Tailored Investment Bond from Standard Life Assurance Limited. These invest a single payment, giving an employee’s money the potential to grow over time.

We offer a range of investment bonds to suit the needs of your employees, and they will need to get financial advice to take one out. There is likely to be a charge for this.

Note that offshore investing can be a tax efficient way to plan for your employees’ future. They normally won't pay any tax until they decide to take money out of the bond. The amount of tax they’ll be liable for will be based on their circumstances at that time.

More about investment bonds

The value of your employee’s funds can go down as well as up and they may get back less than they paid in.

Tax and legislation may change. The information here is based on our understanding as at February 2020. Your employees' circumstances and where they live in the UK will also have an impact on tax treatment.