What you need to do for auto-enrolment

Not sure where to start? Here's an overview of your duties.

Auto-enrolment can seem daunting. There can be a lot involved, but don’t worry - we'll help you through it.

Some useful tips that might help

  • Find out the actions you will have to undertake and create an action plan to help you get it right
  • Speak to the right people including your staff, payroll provider and financial adviser (if you have one)

Take it step by step

There's a lot involved in auto-enrolment. Here are the main things you need to take care of:

  1. Provide a workplace pension scheme for your employees
  2. Assess your workforce regularly to split them into eligibility categories
  3. Let your employees know what’s happening
  4. Enrol eligible employees into your scheme
  5. Pay contributions

There will be a few other things to do once you have staged, but we’ll let you know what’s next as you go through the process of setting up your scheme.

Think about who you need to speak to

Setting up auto-enrolment for your business means you might need to speak to a range of people, and involve them in various parts of the process.

Your pension provider – it’s worth making sure you’re happy with the people who will administer your pension scheme.

A financial adviser – you might want to seek advice on the right solution for your business.

Your payroll provider or accountant if you have one – to make sure you can manage the data you’ll need.

Your employees – you’ve got a duty to communicate with them and keep them informed.

Visit The Pensions Regulator – to complete your declaration of compliance.

Communicating with your employees

Keeping your employees informed when they reach their staging date is one of your key duties. The good news is that we can do this for you – either by delivering these communications on your behalf, or providing ready-made templates for you to use.

You need to write to your employees.

But what you say will depend on their circumstances. We can help you work this out with clear communications which will help your employees understand how your scheme affects them.

Our summary of your duties

  • You need to provide a qualifying workplace pension scheme for your employees
  • You need to assess your workforce regularly and split them into eligibility categories
  • You need to let your employees know what’s happening
  • You need to enrol eligible employees into your scheme
  • You will need to pay contributions into the scheme
  • You will need to complete your declaration of compliance
  • There are also a number of other people that you might want to talk to, to see if they can help - such as your pension provider, your financial adviser and payroll or accountant if you have one

As you can see, there is a lot - but don't worry, we'll keep you on the right track.

What’s next?

Understand your duties

Now you understand your duties – let’s look at when things need to happen.

Or, if you feel ready to set up your scheme, let’s get started.

Navigate through the key parts of auto-enrolment